| Man is fallen, full of sin, from birth and from the time of Adam and Eve. | |
| Man cannot become good on his own. He is insufficient to do so. | |
| Salvation is by the election of God. | |
| God chooses specific individuals as objects of his mercy and salvation. We do not choose him, initially. | |
| Christ was punished for sin, making atonement, so believers can be justified. | |
| The atonement extends only to God's elect. Conversly, those who are not elect will pay for their sin in hell. | |
| Salvation is an act of the will of God, not the will of man. | |
| God will keep the elect until the end. |